CPQD decision platform gives more security to instant payment transactions
Now also available in the SaaS model, the solution is ready to meet PIX demands
Security is a fundamental pillar of the PIX, the systemtemthe Brazilian instant payment system, which is being implemented by the Central Bank – and will come into operation in November this year. It is also a relevant challenge, bearing in mind that the PIX will process a huge volume of simultaneous transactions in tempo real – according to the BC, the value of a payment or transfer will be available in seconds in the account of the recipient.
To ensure the security of your customers' transactions on the new systemtema, the financial institutions that use the CPQD Decision Platform solution are already working to include this tool, which tem with a focus on fraud and risk prevention, monitoring operations carried out by the PIX. “One of the differentials of the CPQD solution is the possibility of configuring the platform to monitor any type of transaction”, explains Ricardo De Rosso, manager of the CPQD Decision Platform product. “And PIX transactions are a setup to do in our tool,” he adds.
Another important differential of the CPQD Decision Platform is the ability to handle large volumes of transactions in tempo real and with low latency. “This is an essential requirement for instant payment, which our solution already meets”, says Rosso. According to him, the platform is currently used by customers (retail banks, digital banks, processing and acquiring companies) of various sizes, who process from 50 transactions per day to peaks of 30 million daily transactions.
Now, CPQD is also making the solution available in the software-as-a-service (SaaS) model, which makes it easier for fintechs and smaller companies to access its resources. With quick deployment and fully configurable, the CPQD Decision Platform provides more intelligence to decision-making, through the monitoring and correlation of events from multiple channels. “This way, it is possible to serve several business processes with the same solution”, emphasizes Rosso.
He also emphasizes that the machine learning technology incorporated into the tool automates processes and allows learning patterns based on user habits and preferences, contributing to accurate and quick decision-making. In addition, the platform allows you to monitor the entire cycle of a PIX transaction, which brings benefits to all actors involved in its processing.
The CPQD Decision Platform is the basis of CPQD's fraud prevention solution, which has been on the market for 15 years, with large clients in the financial sector. Companies in the health sector also currently use this solution, in the context of loss and waste prevention.
More information about the CPQD Decision Platform at https://bit.ly/2EH92jH
About CPQD
With a focus on innovation in information and communication technologies, CPQD maintains a comprehensive portfolio of solutions that are used in the most diverse market segments, in Brazil and abroad, and accelerate the generation of value in the digital transformation process, contributing to excellence organizations, transforming user experience, reinventing business models, security and compliance, and creating new products. Technological reference in the country, CPQD is part of ecossistemthat of open innovation that has been leveraging entrepreneurship, through its notorious competence in Internet of Things, Artificial Intelligence, Connectivity, Blockchain and Electric Mobility. CPQD is a private organization, with more than 40 years, that delivers services and develops products and systems technologies.temmission-critical ones that adhere to the complex needs of the market. These are the results of its R,D&I program, which is the basis for innovation in its temstrategic ones in the future of smart cities, smart agribusiness and advanced manufacturing. CPQD operates throughout the innovation journey – from idea to implementation – and is passionate about technology that generates development, progress and promotes the well-being of society.